Privacy Policy


PRIVACY POLICY


Stafford Business Funding, LLC (“Stafford,” “we,” or “us”) respect your privacy and are committed to protecting it through our compliance with this policy. This Privacy Policy applies to information we collect when you use the website staffordbusinessfunding.com and related web pages (the “Website”) and other online products and services (collectively, the “Services”) or when you otherwise interact with us and our practices for collecting, using, maintaining, protecting, and disclosing that information.


We reserve the right to change this Privacy Policy from time to time. The Privacy Policy is subject to and incorporates by reference our Terms of Use, including its limitation on liability.


Your use of our Website and provision of Personal Information online constitutes acceptance and understanding of this Policy as in effect at the time of your submission.


Children Under the Age of 18

Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Website or through any of its features, register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us at: contact@staffordbusinessfunding.com. California residents under 16 years of age may have additional rights regarding the collection and sale of their personal information. Please see Your California Privacy Rights, below, for more information.


Collection of Information


We do not collect Personal Information from visitors to our Website unless you voluntarily decide to transmit it to us through one of the Website features, provided e-mail addresses or as part of an application. Certain features of our Website may require you to create an account. When you create an account with us, we may collect your name, email address, contact information, a username and password that you will use to access your account and other information. In addition, to submit a question, comment, or post to a blog, you may be required to submit your name and email address, and we may also ask you for other optional information, such as your business’s website address.


We also collect the following types of information (Personal or otherwise) through the Website:

  • Information provided on an application;
  • Information to verify an individual’s identity (e.g., social security number, an unexpired government identification with a photo, user name and password, etc.);
  • Information about your visits to and use of this Website or the websites of third-party servicers to help us maintain the appropriate features, functionality, and user experience;
  • Individual and business financial or credit bureau information;
  • Personal Information contained in government filings or legal agreements (e.g., corporate formation agreements, business licenses, lease or loan agreements, and business tax returns);
  • Any other Personal Information you submit or upload through our Website or to one of our email addresses, including information you post to our Website in a comment, blog or testimonial;
  • The website from which you came to our Website and your IP address, browser type and other information related to the device from which you accessed the Website;
  • Your or your business’s geolocation, through various GPS or other geolocator tools that use the IP address of your device to detect a user’s location; and
  • Information collected through our Website data or through an ISO (independent sales organization), or other data that we receive from other sources, such as public records, and other background information supplied by information services or third parties.

 

Use of Information


We may use information about you for various purposes, including to:

·     Provide, maintain and improve our Services;

·     Evaluate your business’s eligibility for products provided through Stafford or entities of which Stafford has a partnership;

·     Provide and deliver the products and services you request, process transactions and send you related information, including confirmations and invoices;

·     Send you technical notices, updates, security alerts and support and administrative messages;

·     Respond to your comments, questions and requests and provide customer service;

·     Communicate with you about products, services, offers, promotions, rewards, and events offered by Stafford and others, and provide news and information we think will be of interest to you;

·     Monitor and analyze trends, usage and activities in connection with our Services;

·     Detect, investigate and prevent fraudulent transactions and other illegal activities and protect the rights and property of Company and others;

·     Personalize and improve the Services and provide content or features that match user profiles or interests;

·     Link or combine with information we get from others to help understand your needs and provide you with better service; and

·     Carry out any other purpose for which the information was collected.

 

Sharing of Information

We may disclose Personal Information to third parties for the following purposes:

  • In response to a subpoena or other legal process by a governmental entity or third party, or if otherwise required by law;
  • To protect or enforce our rights or property;
  • In the event of the sale or dissolution (bankruptcy) of all of our assets, in which case, you will be notified thereafter by a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information;
  • To third parties involved in the process of providing services to us or you or performing functions on our behalf, such as contractors, customer service providers, credit bureaus, and collection agencies. Those contractors and service providers are permitted to use your Personal Information only for the purpose for which it has been provided and may not disclose it to any other third party except at our express direction and in accordance with this Privacy Policy;
  • To other entities of which Stafford has a partnership to provide similar products and services. 
  • To the ISO that referred you to us—for example, in connection with reporting on your progress in the application process or in connection with calculating or reporting on the commission due to the referral source or otherwise;
  • To provide information or promotional material that may be of interest to you*;
  • To our investors, partners**, or auditors in the course of their review or auditing us;
  • To provide products or services requested; and
  • To our vendors, who may use the information to further improve their database services to us.


*If, at any time, you would like to stop receiving these promotional e-mails, you may follow the opt-out instructions contained in any such e-mail. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails or promotions from us, we still may send you e-mails about your account, your application or any products or services you have requested or received from us, or for other customer service purposes.

 

Cookies Analytics Services Provided by Third Parties


A cookie is a text file stored on a site visitor’s hard drive to help us improve your access to our Website and identify repeat visitors to our Website. Usage of a cookie is in no way linked to any personally identifiable information, though we can associate a cookie with any identifying information that is or has been provided to us while visiting our Site. We or our third-party service providers use cookies that remain on your computer for a specified period of time or until they are deleted (persistent cookies). These cookies record clickstream information (data reporting the URLs, or names of the pages, on our Website that have been visited). We may also use cookies that exist only temporarily during an online session (session cookies). These cookies allow us to identify you temporarily as you move through the Website. We also use cookies in the restricted client and sales representative limited-access portions of our Website. Most browsers allow users to refuse cookies, but doing so may impede the functionality of some portions of our Website.

 

Security


Stafford takes reasonable steps to safeguard your Personal Information through physical, electronic, and operational policies and practices. Data can only be read or written through defined service access points, the use of which is password-protected.


Access to the system is controlled.  Employees are granted access to Personal Information on a need-to-know basis in order to perform a specific job (for example, billing or customer service). 


We will also ensure the proper disposal of your Personal Information—regardless of the source.

 

User Access


If your personal information changes, or if you no longer want updates or to be contacted for new products, you may correct, update, amend, delete/remove or deactivate your contact information by emailing our Customer Support at contact@staffordbusinessfunding.com or by contacting us by telephone or postal mail at the contact information listed below. We will update your file within 30 calendar days.

 

Data Retention


We will retain your information for as long as your account is active and thereafter as long as reasonably useful for internal purposes to improve our services and also to provide you with information in the future regarding our and our partners’ products and services. We may be required to retain your information to comply with our legal obligations, resolve disputes, and ensure the enforcement of agreements.

 

Information Posted to Our Website


We may, from time to time, allow users to post information to our Website, such as comments or testimonials. Any information that you post to our Website becomes public information and may be viewable by other users, as well as visitors to our Website (this is not true of uploaded documents as part of the funding process). In addition, your name, as well as other optional information you choose to submit along with the information you post, will be publicly displayed. We are not responsible for the privacy of any information that you choose to post to our Website, or for the accuracy of any information contained in those postings. We cannot prevent such information from being used by others in a manner that may violate this Privacy Policy, the law, or your personal privacy. Your posting of any content to any of the Website is subject to our Terms of Use.

 

Third-Party Links


At times, our Website may contain links to other, third-party websites. Any access to and use of such linked websites is not governed by this Privacy Policy but, instead, is governed by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites.

 

International Users


The Site is hosted in the United States. If you are accessing the Site from outside the United States, by providing your information to the Site, you are consenting to and authorizing the transfer of your information to the United States for storage, use, processing, maintenance, and onward transfer of such information to other entities regardless of their location in accordance with this Privacy Policy and our Terms of Use. You are also consenting to the application of United States law in all matters concerning the Site

 

Your California Privacy Rights


If you are a California resident, California may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights visit _________________.

 

Changes to this Policy


We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes we will post a revised policy on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

 

Contact Us


If you have any questions about these Terms, please email us at contact@staffordbusinessfunding.com or call us at 732-795-9980 or send a letter to:


Stafford Business Funding, LLC

516 Bay Ave, Unit A

Point Pleasant Beach, NJ 08742